Welcome to "ZeroTax"
Your Ultimate Investment and Retirement Planning Tool
Experience the preview version of ZeroTax, your cutting-edge application for investment forecasting and retirement planning. We take your personal privacy to a new level—rest assured, the data you enter stays securely on your device. Unlike other planning tools, we will never market investment advice to you.
Once you input your current financial assets into ZeroTax, you can project their growth and estimate future taxes for decades to come. As you build your retirement nest egg, you'll also have the tools to explore strategies for minimizing your future tax burden.
What ZeroTax Is:
ZeroTax is designed with your privacy in mind. That's why we never ask you to connect your investment or bank accounts. Simply enter the account type, your current balance, your anticipated annual growth rate, and any contributions or withdrawals. We recommend updating your balance monthly, or maybe weekly during favorable market conditions.
What ZeroTax Is NOT:
ZeroTax is not an aggregating service that automatically scans your investments and displays transactional performance over time. (However, we do track your historical account performance.) If you're looking for a free aggregating service, we recommend Empower's Personal Capital. By signing up with our referral link, you'll receive $20 — and several follow-up calls offering their financial management services.
What ZeroTax can do for you?
ZeroTax is designed to support you through every phase of your financial journey. Whether you're focused on reducing debt, building and maintaining wealth, or planning to spend it wisely in retirement, ZeroTax offers the tools you need to succeed.
Plan your investments
Whether you're just starting out or managing a seven-figure portfolio, ZeroTax empowers you to visualize the impact of prioritizing saving, investing, and reducing debt. Watch your net worth grow over time, regardless of your income.
Forecast Investment Growth Over Time
Discover how investing in the stock market can significantly boost your net worth compared to traditional savings accounts. Watch your wealth grow and see the potential of your investments unfold.
Investment Allocation
Diversifying your investments across different types of tax-advantaged accounts (such as Roth IRA, traditional IRA, and brokerage accounts) can significantly enhance your prospects for a successful retirement.
Spending vs. Savings
Discover how maintaining a healthy savings rate can pave the way for a comfortable and secure retirement.
Plan your retirement
Learn strategies to optimize your investment allocations and take advantage of tax-advantaged accounts, ensuring you keep more of your hard-earned money during retirement.
Capital Gains Harvesting
Spot opportunities to cash out on investment growth during specific years, potentially paying 0% capital gains tax and maximizing your wealth.
Roth Conversions Stratagies
Identify the optimal years to perform Roth conversions, potentially saving on taxes and reducing future Required Minimum Distributions. (Coming soon...)
Avoid RMD Penalties
Make sure you are taking your Required Minimum Distributions to avoid a 25% penalty!
Supporting Window, Mac and Linux
To experience ZeroTax on your own computer, simply download and install the application. We recommend starting with a portfolio using the sample data option. This allows you to explore the features and understand how to enter data. Once you're comfortable, you can create a new, empty portfolio tailored to your personal finances.
Installer for Windows
Installer for Linux
Installer for Mac
Until we have the bandwidth to get set up with the new code-signing requirements or ZeroTax gains a positive reputation, you may encounter a warning from Windows Defender SmartScreen during the download.
Step One - select Keep
Setp Two - select Keep anyways
Step Three - allow installation
On Windows 10 installation, select More info, then Run anyways
ZeroTax App Screenshots Gallery
Explore the intuitive features of ZeroTax through our gallery of screenshots. See how our app helps you manage and grow your wealth, optimize tax strategies, and plan for a secure retirement with ease.
Main Dashboard
Net Worth by year
Income, Tax & Savings by year
Roth vs Traditional Savings
Investment Data Entry
Investment Growth
Capital Gain Harvesting Opportunities
Income, Tax & Savings by year
Required Minimum Distributions by year
Debt Reduction by Year
Creating Your First Portfolio
When you start using ZeroTax, we recommend creating a portfolio with sample data. This will provide you with a clear idea of the information you'll need to input when creating your own portfolio. The quick start guide below offers instructions on what to enter in each section.
Frequently Asked Questions
Find quick answers to common questions about ZeroTax.
Ready to try-out ZeroTax?
Don't pay anymore in taxes than you must.
